The trees are the hazard here
Tallahassee’s defining feature is its tree canopy, and in a windstorm that canopy becomes the primary threat to homes — the state’s leadership warned specifically about tree-debris danger here ahead of Hurricane Helene. Falling trees and limbs, not surge, drive most of the wind claims in Leon County: roof punctures, structural damage, and the long tail of removal costs. It is worth knowing how your policy treats tree removal and whether a tree has to strike a structure before debris removal is covered, because the answer varies by carrier.
